35 Business consultation services for the healthcare industry; business research in the field of health care; providing consumer information in the field of business administration of health care and medical practices; medical practice management consulting services for others; health care utilization and review services; managed care services, namely, utilization review, pre-certification services, and electronic processing of health care information; medical cost management; medical case management and disease management services, namely, medical referral of individuals to appropriate health management programs; organizing and administering networks of health care providers; administration of a discount program for enabling participants to obtain health care services from a network of health care providers; providing medical business directory information services regarding health care professionals and health care provider organizations; employee assistance services, namely, referral services for physical health, mental health, substance abuse and daily living problems; business and financial records management in the fields of medical records and medical billing; computerized health care provider business data and information management in the fields of health care and insurance; healthcare management service organization (MSO) services, namely, providing practice organization, management and administrative support services to individual physicians or small group practices; cost management services for pharmacy benefit and prescription drug benefit plans of others; and business management of pharmacy benefit plans and prescription drug benefit plans of others