36 Banking services; monetary transfer; bill, retirement, tax and duty payment processing services; automated banking services; electronic banking and financing services, home banking, phone banking and internet banking services; deposit taking services being banking services; payment and credit services, namely, credit card payment processing services, issuance of credit cards; credit card, debit card, charge card, cash card and bank card payment processing services; automatic cash dispensing services, namely, rental of cash dispensers; automatic teller machines services, namely, ATM banking services; electronic funds transfer and electronic fund transfer services; electronic payment services, namely, electronic foreign exchange payment processing and electronic funds transfer; money exchanging services; foreign currencies, namely, foreign currency trading; financial services, namely, financial portfolio analysis services, financial analysis, check verification, debt advisory services, financial information, and financial consultancy; computerized financial services, namely, investment banking services in the nature of financial underwriting, securities issuance, financial transfers and transactions, and bill payment services; financial information services; provision and raising of finance and capital, namely, banking services in the nature of loans and credit services; market making, namely, commodity brokerage; securities underwriting; financing services; financial guarantees; surety services; trade credit and finance services, namely, issuing letters of credit; trade debt settlement services being financial services, hire-purchase financing; installment loan financing; lease-purchase financing and loans, securities lending; mortgage lending; merchant banking, financial services in the nature of money lending, money order services, mortgage services, namely, mortgage banking, mortgage brokerage, pension services, namely, financial management of employee pension plans, foreign exchange margin account being foreign exchange transactions; foreign exchange margin transaction services being foreign exchange transactions; electronic financial stock margin trading services; capital investment; cash management; estate planning services; financial management; financial planning; financial research; investment services, namely, investment brokerage; brokerage in the field of shares and precious metals and other commodities, mutual funds, securities and bonds, investment holding services, namely, fiduciary representative services; futures and commodities brokerage; stocks brokerage; financial investment in the field of real estate, securities, commodities trading, currency trading, loan and credit, debt recovery and hedge fund investment services; stockbroking agency services, namely, services of a stockbroker; fund investment services; unit trust services, namely, trust management accounts; trusteeship representatives; financial executor trustee services; financial custody services, namely, maintaining possession of financial assets for others for financial management purposes, financial debt settlement and clearing house services; financial nominee services, namely, fiduciary representative services; administration of financial affairs, namely, financial trust administration; stock lending and borrowing, namely, financial securities exchange services; investment advice; financial services, namely, wealth management services; private banking services; financial asset management services, financial research and analysis services; financial advisory services; financial management and consultancy services, investment management and advisory services, financial analysis and advisory services on financial markets and products; financial investment portfolio management services; insurance services, namely, insurance administration; insurance brokerage; advisory, consultancy and information services relating to all of the aforesaid services, namely, financial consultancy; none of the aforesaid in connection with the field of actuarial valuation and actuarial services