42 Cloud computing featuring software for use in credit card payment processing, debit card payment processing, ACH payment processing, e-check payment processing, online bill presentment and payment, point-of-sale payment processing, mobile payment processing, recurring billing, e-commerce, electronic invoicing, creating and managing recurring payment and payment plan schedules, entering and managing orders, and managing customer accounts; Computer services, namely, hosting and maintaining an on-line web site for others for e-commerce; Providing temporary use of non-downloadable computer software for preparing invoices over computer networks, intranets and the internet; Providing temporary use of a web-based software application for credit card payment processing, debit card payment processing, ACH payment processing, e-check payment processing, online bill presentment and payment, point-of-sale payment processing, mobile payment processing, recurring billing, e-commerce, electronic invoicing, creating and managing recurring payment and payment plan schedules, entering and managing orders, and managing customer accounts; Providing a secure electronic online system featuring technology which allows credit card payment processing, debit card payment processing, ACH payment processing, e-check payment processing, online bill presentment and payment, point-of-sale payment processing, mobile payment processing, recurring billing, e-commerce, electronic invoicing, creating and managing recurring payment and payment plan schedules, entering and managing orders, and managing customer accounts; Software as a service (SAAS) services featuring software for credit card payment processing, debit card payment processing, ACH payment processing, e-check payment processing, online bill presentment and payment, point-of-sale payment processing, mobile payment processing, recurring billing, e-commerce, electronic invoicing, creating and managing recurring payment and payment plan schedules, entering and managing orders, and managing customer accounts; Software as a service (SAAS) services featuring software for use in building online stores and payment forms for e-commerce applications; Application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants