41 Arranging and conducting business seminars in the field of payments and commerce; Arranging professional workshop and training courses; Business training; Business training in the field of software development; Business training in the field of payments and commerce; Education services, namely, providing live and on-line training and instruction in the field of payments and commerce; Educational services, namely, conducting training and instruction for software developers in the field of payments and commerce; Providing on-line training modules in the field of payments and commerce