42 Software as a service (SaaS) featuring software for use in human capital management (HCM), human resources management services, employee benefits management and administration, tracking employee time, vacation and attendance, stock options administration, performance and talent management, learning management, compensation planning, background checks, electronic verification, 401(k) administration, recruiting, employee on-boarding and off-boarding, enrollment, administration, communication, compliance and decision support concerning employee benefit programs; Platform as a service (PaaS) featuring software for use in human capital management (HCM), human resources management services, employee benefits management and administration, tracking employee time, vacation and attendance, stock options administration, performance and talent management, learning management, compensation planning, background checks, electronic verification, 401(k) administration, recruiting, employee on-boarding and off-boarding, enrollment, administration, communication, compliance and decision support concerning employee benefit programs; Providing an online non-downloadable Internet-based system application featuring technology enabling users to select and enroll in benefit programs, administer benefit programs, and communicate benefit-related information to employers, employees, insurance carriers, payroll providers and other third-parties