36 Provision of financial, credit, and fraud risk data and analysis for the purpose of decisioning on automated clearing house, remotely created check, check21, credit card, and debit card payment processing services, credit analysis services, credit report services, financial risk analysis services, business data analytics, predictive business analytics, analysis of financial data using machine learning algorithms and artificial intelligence, payment services, namely, payment transaction processing services; payment processing services, namely, processing of payments using credit card, debit card, ACH, check 21 check truncation and substitute check handling services, electronic funds transfer, electronic check and electronic payments, and accounts payments in the nature of establishing financial, credit, and fraud risk characteristics of financial accounts used to purchase goods and services; payment processing services, namely, credit card payments for Internet, mobile, mail/phone order and retail businesses