36 Banking services, namely, online and mobile banking services; financial investment brokerage services, namely, the trading of financial instruments, securities, shares, options and other derivative products; financial information, advisory and consultancy services; investment fund information, advisory, consultancy, transfer and transaction services; foreign currency information, advisory, and exchange services; financial clearing house services; insurance brokerage services; insurance carrier services; charitable fundraising services; credit card services, namely, credit card authorization services, and processing of credit card payments; debit card services, namely, debit card authorization services, and processing of debit card payments; financial services, namely, money lending; peer-to-peer lending services, namely, matching lenders with borrowers; cashback reward program services, namely, credit card and debit card benefits that pays a cardholder a small percentage in cash rewards for each purchase, or purchases above a certain dollar threshold; equity-back reward program services, namely, credit card and debit card benefits that allows a cardholder to obtain additional equity shares in a company as an award for each purchase, or purchases above a certain dollar threshold; digital wallet services; and cryptocurrency information, advisory, and exchange services