9 Downloadable computer application software to assist in tracking, managing, protecting, and reporting expenses, credit scores, financial account information, and commercial transactions; downloadable computer application software for providing alerts, notifications, self-help information, and tips concerning potential identity theft, identity theft, fraud, fictitious impersonations, dark web activity, and other illegal or indecent identity acts; downloadable mobile application that enables users to monitor or surveil identity theft, tracks credit scores, and provides alerts and notifications for potential identity theft, identity theft, fictitious identity monitoring, credit fraud, bank fraud, dark web activity, investment account activity, new account openings, large account balance changes, credit utilization, dormant accounts, court record scanning, security breaches, social security number use, address changes, bank account takeovers, identity validations, pay day type loans, sex offender registries, file sharing networks, and social media networks; downloadable mobile application that enables and assists users to respond to identity theft, credit fraud alerts, bank fraud, dark web activity, and unauthorized investment activity and allows users to communicate alerts and notifications for identity theft, credit fraud alerts, bank fraud, dark web activity, and unauthorized investment activity to customer service representatives, legal representatives or authoritative government representatives to help with advice, resolution, and remediation therefor