42 Providing on-line, non-downloadable software for use by retailers, SAAS providers, and professionals for use in accepting payments, customer invoicing, and the collection of payment information for business purposes, used alone and in connection with hardware or terminals for reading credit cards, debit cards, gift cards, prepaid cards and other forms of payment; Computer services, namely, providing retailers, SAAS providers, and professionals with temporary use of non-downloadable software for collecting and storing data related to electronic payment transactions