41 Educational services, namely, conducting on line and telephonic instruction and courses in the field of debt collection and credit issuing industry; Educational services, namely, conducting conferences, forums, expositions, programs, courses, on line courses, telephonic courses, seminars, legal compliance seminars and workshops in the fields of the debt collection and credit issuing industry and distribution of training materials in connection therewith; Educational services, namely, providing on-line training courses, seminars, workshops in the field of the debt collection and credit issuing industry; Educational services, namely, providing continuing professional education courses in the field of the debt collection and credit issuing industry; Educational services, namely, developing, arranging, and conducting educational conferences and programs and providing courses of instruction in the field of the debt collection and credit issuing industry