36 Banking services; checking and savings account services; bill payment services, namely, payment administration; bank card, debit card and electronic payment card services, namely, processing of credit card payments; money transmission services, namely, electronic transfer of money; mortgage lending services; financing of loans; arranging and provision of loans; issuance of credit cards; electronic payment card services, namely, debit and credit card transaction processing services, and automated teller machine transaction processing services; ATM banking services; credit card and debit card transaction processing services; financial investment brokerage and financial investment portfolio management services provided to financial professionals via global electronic networks; providing information and analysis in the fields of finance and financial investment via global electronic networks; providing financial information regarding investment account activity via global electronic networks; Financial and investment services, namely, securities brokerage and trading of securities, stocks, bonds, derivatives, warrants, mutual funds, money market funds, exchange traded funds, commodities, futures, options and indices; financial and investment services, namely, cash management account services; providing web-based, automated and customized personal financial management services, namely, management of personal financial accounts and investments, daily monitoring of financial transactions and account balances, and budget and spending reporting, each through a global computer network; investment consultancy and management and financial portfolio management; individual retirement account services; investment consultation services in the area of investment risk assessment; investment management and stock research; Payment networking and payment routing services, namely, money transfers, wires, ACH transaction processing, electronic funds transfers, mobile payment services in the nature of processing credit and debit card payments via a mobile app, and electronic processing of Automated Clearing House ("ACH"); providing capital markets services, namely, buying and selling financial securities such as stocks; Securities lending services; Commodity brokerage services; Currency brokerage services; Electronic financial trading services; Financial custody services, namely, maintaining possession of financial assets for others for financial management purposes; Financial trust planning; Financial services, namely, estate settlement; online banking services and Online mobile banking services by means of downloadable mobile applications; Financial services, namely, conducting derivatives trading and exchange; Counterparty services, namely, [interest rate and currency hedging, credit risk hedging; Securities underwriting and private placement services, namely, private placements of securities for others; Online and mobile loan origination services; Marketplace lending services, namely, commercial lending services; Crowdfunding services in the nature of providing financing from money collected from individuals; Indemnification services, namely, insurance brokerage in the field of prize indemnity; Consulting services, namely, financial consulting