36 Insurance; Sureties; Insurance brokerage; Intermediary relating to banking operations; Banking, financial affairs, monetary affairs, real estate affairs; Factoring, ratings, evaluations, and indexes, relating to finance; Credit insurance, sureties, and factoring, in particular online, enabling clients to guarantee their client portfolios; Underwriting of surety contracts, factoring, ratings, financial indexes and credit insurance policies, in particular online, in particular including the option of obtaining insurance or issuing guarantees, financial indexes, and ratings, for domestic or export transactions; Consultancy, advice and information relating to credit insurance, sureties, factoring, financial ratings, and financial indexes, in particular online; Information, analysis, appraisals, assessments, evaluations, verifications, forecasting, consultancy, advice and auditing relating to insurance, in particular credit insurance, sureties, ratings and factoring; Financial management of surety contracts and credit insurance policies; Financial analysis; Financial information; Financial estimations (insurance, banking, real estate affairs); Arranging the provision of finance; Debt collection; Financial management; Guarantees and other investment funds; Credit adjudication; Loan advice; Credit bureaux; Granting and guaranteeing of instalment loans; Money transfers; Insurance information; Evaluation of companies and parts of companies; Appraisal of companies and parts of companies; Reputation of creditworthiness of companies; Guarantee of payment of debts to be collected; Issuing of guarantees and endorsements; Financial management of credit-insurance contracts and policies; Financial management of payment incidents; Financial management of outstanding debt returns; Financial management of guarantees and treasury advances; Financial management of guarantee delivery order commitments; Financial management of debt recovery; Financial management of litigation proceedings, commercial litigation for credit-insurance holders enabling them to maintain control of their business relationships with their clients; Services relating to financial guarantee applications, in particular online; Indemnification for credit-insurance holders in the event of non-payment of their debts by guaranteed or non-guaranteed clients