36 Banking services; business banking services; payment processing services, namely, credit card and debit card transaction processing services; credit card, debit card and electronic check transaction processing services; issuing stored value cards; administration of employee benefits plans concerning insurance and finance; accounts payable debiting services; mortgage banking services, mortgage lending services, mortgage brokerage services; commercial lending services; consumer lending services; issuing letters of credit; foreign exchange services, namely, foreign exchange transactions, foreign exchange information services and providing for the exchange of foreign currency; credit and financial consultation; treasury financial management services; cash management services; online banking services; online business banking services; bill payment services; electronic payment, namely, electronic processing and subsequent transmission of ACH payment data, electronic check payment data, electronic payments, and invoice, bill, tax, and distribution payment data; providing information in the field of banking, credit card and debit card services, credit card, debit card and electronic check transaction processing services, financial management, financial portfolio management, accounts payable debiting services, mortgage banking, mortgage lending, mortgage brokerage, commercial lending, consumer lending, issuing letters of credit, foreign exchange services, financial treasury management services, cash management services, online banking, bill payment services, financial loans for inventory, machinery, vehicles and equipment