36 Banking services; Electronic banking; Online banking; Banking services provided via mobile phone; Banking services provided by mobile telephone connections; Automated banking services; Card accessed banking services; Credit card authorization services; Issuing credit cards; Electronic credit card transaction processing; Debit card transaction processing services; Bank card, credit card, debit card and electronic payment card services, namely, credit card, cash card, and debit card payment processing services; Banking services, namely, current account services; Payroll tax debiting services; Bill payment services; Electronic bill payment services; Processing of electronic bill payments; Online bill payment services; Business banking services; Online business banking services; Computerised financial services, namely, online banking services; financial services, namely, banking, credit card payment processing services, debit card payment processing services, charge card payment processing services, pre-paid card payment processing services offered through cards with stored value, payment processing of electronic credit and debit transactions, bill payment services, cash disbursement in the nature of cash advance services for businesses and merchants, check verification, check cashing, ATM banking services in the nature of deposit access and automated teller machine services, credit card transaction authorization and debt settlement services, financial transaction reconciliation via a global computer network, cash management, consolidated financial funds settlement in the nature of debt settlement, and consolidated financial transaction dispute processing; the provision of financial transaction services in the nature of providing secure commercial transactions and payment options for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial transaction services in the nature of providing secure commercial transactions and payment options for the support of retail services provided on-line, through electronic networks; financial analysis and consultation; banking services and credit bureau services; all of the above not relating to horticultural products, energy conservation and energy consumption