36 charge card and credit card payment processing services; payment and funds verification services; merchant services, namely, payment transaction processing services; financial transaction services, namely, providing secure commercial transactions and payment options; processing of credit card payments via near field communication (NFC) technology-enabled devices; stored value prepaid card services, namely, processing electronic payments made through prepaid cards; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; electronic wallet services, namely, issuance, storage, redemption and electronic transfer of virtual currency for electronic payments and transactions; issuance of tokens of value; electronic funds transfer