42 SOFTWARE AS A SERVICE (SAAS) AND PLATFORM AS A SERVICE (PAAS) SERVICES FEATURING SOFTWARE AND PLATFORMS FOR PAYMENT PROCESSING, FRAUD DETECTION AND CARD-NOT PRESENT (CNP) TRANSACTIONS; PROVIDING TEMPORARY USE OF ONLINE NON-DOWNLOADABLE SOFTWARE FOR USE IN PAYMENT PROCESSING, FRAUD DETECTION AND CARD-NOT PRESENT (CNP) TRANSACTIONS; SECURE PAYMENT TRANSACTION SERVICES, NAMELY, PROVIDING ENCRYPTION, DECRYPTION AND TOKENIZATION SERVICES OF PAYMENT CARD DATA; COMPUTER SERVICES, NAMELY, ACTING AS AN APPLICATION SERVICE PROVIDER IN THE FIELD OF INFORMATION MANAGEMENT TO HOST COMPUTER APPLICATION SOFTWARE FOR THE PURPOSE OF PAYMENT PROCESSING