36 Currency exchange services; Currency trading; Electronic foreign exchange payment processing; Financial advisory and consultancy services; Financial information and advisory services; Financial investment brokerage services; Merchant services, namely, payment transaction processing services; Bill payment services; Charge card and credit card payment processing services; Credit card payment processing services; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Electronic foreign exchange payment processing; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Financial services, namely, providing electronic transfer of a virtual currency for use by members of an on-line community via a global computer network; Financial services, namely, providing for the exchange of foreign currency, commodities, financial derivatives, interest rate products, and equities via the internet and intranet systems; Financial services, namely, providing information in the fields of foreign currency, commodities, financial derivatives, interest rate products, and equities via the internet and intranet systems; Futures commission merchant services, namely, clearing trades for commodities, futures and foreign exchange; Issuance of tokens of value; Issue of tokens of value; On-line real-time currency trading; Payment and funds verification services; Payment verification services; Electronic processing of insurance claims and payment data; Merchant services, namely, payment transaction processing services; Wireless telephone payment services, namely, wireless mobile telephone rate plans