36 financial services, namely, accounts payable debiting services, credit account brokerage, providing financial account management, namely, providing account creation services via a global computer network and telecommunications networks; credit reporting, financial risk management services and collection of debts; real estate services, namely, mortgage processing; insurance services, namely, underwriting and policy administration services in the field of property, casualty, life, automobile, general liability, employment benefits, health and annuities; and insurance claim processing; insurance and financial consultancy services