36 Insurance carrier services; Insurance administration; Insurance administration in the field of accident, automobile and vehicle insurance; Insurance administration services, namely, assisting others with adjusting insurance claims; Insurance administration services, namely, assisting others with collecting insurance premiums; Insurance agencies; Insurance agency and brokerage; Insurance brokerage; Insurance brokerage in the field of accident, automobile and vehicle insurance; Insurance claims administration; Insurance claims processing; Insurance claims processing in the field of accident, automobile, and vehicle insurance claims; Insurance consultancy; Insurance consultation; Insurance information; Insurance information and consultancy; Insurance services, namely, underwriting accident, automobile and vehicle insurance; Insurance services, namely, underwriting, issuance and administration of accident, automobile and vehicle insurance; Accident insurance underwriting; Claims adjustment in the field of insurance; Design and development of insurance policies for others; Electronic processing of insurance claims and payment data; Issuance of accident, automobile and vehicle insurance; Payment processing services in the field of accident insurance payments; Providing insurance premium rate quotes via on-line, telephone and mail means; Providing information in insurance matters; Providing information regarding policy rates for all types of insurance and electronic processing of insurance claims and payment data over a web based computer network; Providing vehicle insurance rate quotes; Reimbursement payment processing in the field of accident, automobile and vehicle insurance claims