36 Insurance, namely, insurance consulting services; financial affairs, namely, providing financial information; monetary affairs, namely, monetary exchange and currency transfer services; banking services; savings accounts services; electronic banking services; mobile phone banking services; cheque clearing services; payment administration, namely, bill payment services; bank card, credit card, debit card and electronic payment card services, namely, processing of payments for bank card, credit card, debit card and electronic payment cards; debt collection and payment agency, consultancy and brokerage services; arranging and provision of loans, mortgages and financial guarantees; lending on mortgages; financing of loans; credit services, namely, credit and loan services; money exchange and transfer services; money ordering services; money transmission services, namely, electronic funds transfer; foreign currency exchange services; issuing of travellers' cheques; pension services, namely, the financial administration of employee pension plans, and pension fund investments, and advisory services in connection therewith; pension fund administration services, namely, the financial administration of employee pension plans, and pension fund investments, and advisory services in connection therewith; personal pension services, namely, financial retirement planning; fund management services; electronic fund transfer services; trustee services; trusteeship representatives services; investment services, namely, investment advisory services; financial investments brokerage; capital investment services; raising of capital for others; financial investment risk assessment advice; investment management services; stockbroking services, namely, brokerage services for stocks; shares and securities brokerage, trading and distribution; securities underwriting, namely, share underwriting; securities valuation, namely, share valuation; insurance services, namely, insurance brokerages services, insurance advice and consultation, life insurance underwriting, insurance information services, underwriting and administrating disability insurance; insurance brokerage services; insurance brokerage services in the field of loss of income protection services; financial services, namely, financial consulting services; financial advisory services; nominee services, namely fiduciary representative services; provision of financing; financing services for securing funds; all the aforesaid services including services provided by means of the Internet, on-line and interactive computer services