36 Financial and investment research services; financial and investment information services; financial research; rating services, namely, regarding performance of securities and investments and regarding credit worthiness; financial data and stock research; Financial Services, namely, financial analysis and credit rating services; Bank Loan Ratings; Capital Market Instrument Ratings; Municipal Corporation Ratings; Rating Services for Financial Institutions; Ratings for Insurance Companies; Grading services of entities in the nature of financial risk; Providing issuer ratings related to financial investments and financial risks; Mutual Fund Ratings; Financial and Credit Risk management services; Investment information in the fields of funds, mutual funds, real estate, commodity, capital, securities, bonds, annuities; financial modeling in the nature of providing financial information and analysis in the field of finance, commercial and investment banking, and private equity and venture capital funding related to mergers and acquisitions; Providing an on-line electronic database over a global network in the field of financial information; Securities valuation services; Providing real-time financial market data; Providing Commodities price quotations