42 Providing non-downloadable software, software as a service (SAAS) services, and platform as a service (PAAS) services, enabling users to access information in the fields of financial analysis, risk analytics, real estate, environmental, social and corporate governance; providing non-downloadable software, software as a service (SAAS) services, and platform as a service (PAAS) services, enabling users to access reports concerning business information in the fields of financial analysis, risk analytics, real estate, environmental, social and corporate governance