36 Financial counseling services, namely, helping others build a better working relationship with their money; Financial advisory and consultancy services, namely, the creation of personalized strategies to achieve financial independence; Financial advisory and consultancy services, namely, creating personalized strategies for responsible management of personal finances; Financial analyses; Financial analysis; Financial analysis and consultation; Financial information; Financial planning; Financial advice, namely, budget planning; Providing financial assessment services to the public; Providing a web site featuring personal financial information and financial advice; Providing on-line financial calculators