42 Platform as a service (PAAS) featuring computer software platforms for facilitating a full suite of mobile services through mobile telephone connections, interactive voice response over telephone connections, and the internet, namely, providing access to an electronic exchange of medical records; Platform as a service (PAAS) featuring computer software platforms for facilitating a full suite of mobile services through mobile telephone connections, interactive voice response over telephone connections, and the internet, namely, electronic payment services, telemedicine services, self-scheduling services, mobile triage services and electronic prescription services; Platform as a service (PAAS) featuring computer software platforms for facilitating access to medical information from remote locations via electronic patient monitoring devices that can be accessed in real-time by medical professionals for purposes of monitoring and diagnosing medical conditions; Software as a service (SAAS) featuring computer software for facilitating a full suite of mobile services through mobile telephone connections, interactive voice response over telephone connections, and the internet, namely, providing access to an electronic exchange of medical records; Software as a service (SAAS) featuring computer software for facilitating a full suite of mobile services through mobile telephone connections, interactive voice response over telephone connections, and the internet, namely, electronic payment services, telemedicine services, self-scheduling services and electronic prescription services; Software as a service (SAAS) featuring computer software for facilitating access to medical information from remote locations via electronic patient monitoring devices that can be accessed in real-time by medical professionals for purposes of monitoring and diagnosing medical conditions; Software as a services (SAAS), application services provider (ASP) services and cloud computing services, featuring software for enabling and managing simultaneous, multiple modes of communication via computer networks, communication networks and the global information network via instant messaging, voice over Internet protocol (VOIP), video conferencing, audio conferencing, computer desktop sharing, file transfer, sensing and providing user presence information, and telephony and accessing remotely stored data for such applications; providing temporary use of on-line non-downloadable software and applications for instant messaging, enabling and managing simultaneous, multiple modes of communication over local area networks and the Internet via instant messaging, voice over Internet protocol (VOIP), video conferencing, audio conferencing, computer desktop sharing, file transfer, sensing and providing user presence information, and telephony