9 Downloadable software application programs for use by cruise passengers on mobile phones, cellular phones, handheld computers, smart telephones, PC tablets, personal digital assistants, mobile computers, computers, flat panel display screens and large screen displays enabling digital interaction for purposes of booking cruises, making reservations for shipboard dining, entertainment, theater, movies, beauty and spa services and tours, making reservations for shoreside dining, entertainment, transportation and tours, confirming and checking in for booked cruise, communicating with cruise passengers and crew on booked cruise, permitting access to booked cruise ship and stateroom, allowing payment for booked cruise, dining, entertainment, theater, movies, beauty and spa services, cruise destination tours and cruise line services and products; Downloadable computer and mobile application software for redeeming coupons, redeeming points and awards for cruise line services and reservations, and identifying cruise port destinations; Downloadable software application enabling users to design virtual personas for interaction with shipboard digital locations; Downloadable software application programs for use by cruise ship employees, officers, crew and service personnel on mobile phones, cellular phones, handheld computers, smart telephones, PC tablets, personal digital assistants, mobile computers, computers, flat panel display screens and large screen displays enabling digital interaction for the purpose of enabling communication and financial transactions by cruise ship passengers related to hotel operations, dining reservations, shopping, gaming, digital experience activities, maintaining work schedules, job training and certification, communicating with cruise line and cruise ship employees, officers, crew, service personnel and passengers, facilitation of customer relationship management and permitting access to designated shipboard rooms and areas; Electromagnetically encoded charge card and encoded key card that may be worn by cruise passengers independently or embedded within wearable accessories, such as clips, pendants, bands, bracelets which identifies a cruise ship, voyage date, shipboard safety assembly station and enables digital interaction with shipboard locations based on communication with a digital device