42 Cloud computing featuring software for use collateral management, financial credit risk management and the monitoring of securities data to enable calculation, qualification, release, reporting and other processes associated with securities-based lending; computer software to integrate with banking systems and pricing services; computer software for organizing and consolidating financial information to calculate, monitor and report loan-to-value analytics, collateral metrics and credit risk metrics for use in financial analysis, credit-risk assessment and regulatory reporting for commercial and retail lending and for securities-based lending; computer software for data warehousing, namely, software for organizing and operating a system for storing, retrieving and managing large amounts of any type of data in the financial field; Platform as a service (PAAS) featuring computer software platforms for collateral management, financial credit risk management and the monitoring of securities data to enable calculation, qualification, release, reporting and other processes associated with securities-based lending; computer software to integrate with banking systems and pricing services; computer software for organizing and consolidating financial information to calculate, monitor and report loan-to-value analytics, collateral metrics and credit risk metrics for use in financial analysis, credit-risk assessment and regulatory reporting for commercial and retail lending and for securities-based lending; computer software for data warehousing, namely, software for organizing and operating a system for storing, retrieving and managing large amounts of any type of data in the financial field; Providing on-line non-downloadable software for collateral management, financial credit risk management and the monitoring of securities data to enable calculation, qualification, release, reporting and other processes associated with securities-based lending; computer software to integrate with banking systems and pricing services; computer software for organizing and consolidating financial information to calculate, monitor and report loan-to-value analytics, collateral metrics and credit risk metrics for use in financial analysis, credit-risk assessment and regulatory reporting for commercial and retail lending and for securities-based lending; computer software for data warehousing, namely, software for organizing and operating a system for storing, retrieving and managing large amounts of any type of data in the financial field; Software as a service (SAAS) services, namely, hosting software for use by others for use collateral management, financial credit risk management and the monitoring of securities data to enable calculation, qualification, release, reporting and other processes associated with securities-based lending; computer software to integrate with banking systems and pricing services; computer software for organizing and consolidating financial information to calculate, monitor and report loan-to-value analytics, collateral metrics and credit risk metrics for use in financial analysis, credit-risk assessment and regulatory reporting for commercial and retail lending and for securities-based lending; computer software for data warehousing, namely, software for organizing and operating a system for storing, retrieving and managing large amounts of any type of data in the financial field