42 Design, development, maintenance and update of computer software in relation to fraud detection for enhancing security on credit cards, fraud detection for making, processing and completing payments online or over a telecommunications network, anti-hacking software, making, processing and completing payments online or over a telecommunications network, biometric systems for the identification and authentication of persons and facial recognition for the identification and authentication of persons; scientific and technological services and research and design relating thereto; authentication of information, messages and data namely, electronic document authentication; authentication services in relation to biometric authentication, including in relation to payments or fund transfer, namely, electronic document authentication; software as a service featuring software for biometric identification and authentication of persons; software as a service featuring software for computerized authentication of individuals via biometric authentication, including via fingerprint, voice recognition, iris and facial recognition, including in relation to financial transactions; software as a service featuring software for electronic funds transfer processing, authentication processes, biometric authentication, secure communication and data encryption and decryption; providing online services, namely, providing non-downloadable software for the registration, verification and authentication of personal identification and biometric information; design and development of computer hardware and software; development, design, control and analysis relating to computer software and hardware and systems, including for authentication and identification of persons for the process of financial transactions and payments of any kind; encryption, decryption of information and data, relating in particular to biometric authentication of individuals during the process of electronic payments and transactions; computer network security and management services, namely, providing on-line security and anonymity for electronically transmitted credit card transactions