36 Electronic payment services, namely, electronic processing and transmission of payment data; electronic processing and transmission of bill payment data; payment gateway services; design and development of computer software for electronic payments, namely, countertop or wireless payment terminal, virtual terminal, global acquiring network, mobile application, online payments and mail or telephone orders; deployment, installation, maintenance and repair of electronic payment software and payment terminals; provision of hardware and software support services for the owners or providers of payment terminals, namely, technical support, account management, loyalty programs and retention programs; training services related to the implementation, integration, operation, customization and administration of electronic payment software and payment terminals; Electronic payment chargeback dispute resolution services in the event of fraud, errors authorization issues and product or service non-fulfillment; Electronic payment reconciliation and funding services