9 Software; computer software applications, downloadable; Downloadable mobile device application that calculates carbon footprint; Downloadable mobile device application that finds, views and sorts properties for lease or purchase; Downloadable mobile device application that coordinates travel, dining and entertainment plans amongst peers and facilitates peer to peer payments; Downloadable mobile device application that matches roommates; Downloadable mobile device application that coordinates travel arrangements; Electronic pamphlets, brochures and fliers downloadable electronically regarding financial activities; Mechanisms for coin-operated apparatus; Computer operating programs for accessing banking information; Encoded electronic chips, encoded integrated circuit cards and encoded smart cards all containing programming distributed to bankers and banking customers to enable access to banking information; Magnetic data carriers for accessing banking information; Sound recordings, namely, records, compact discs, cassettes, and other recorded tapes of music of interest to bankers and banking customers