42 Design and development of computer hardware and software; Updating and maintenance of computer software; programming of computer software for others for Internet and mobile platforms; programming of computer software and mobile computer software applications for others for e-commerce platforms; Hosting of a web-based platform for use by others which allows for creation of user generated centralized and de-centralized currencies and group credits; Hosting of a web-based peer-to-peer lending platform for use by others for use as an online virtual coins trading platform which allows to promotes financial social loaning projects; Providing online non-downloadable software for the design and development of digital currencies and community group credit and commercial credit systems; design and development of computer software, computer software mobile applications, and application programming interfaces in the field of e-commerce, digital currencies, community group credit and commercial credit; providing temporary use of on-line, non-downloadable computer software and software development tools for use in developing software, software applications and mobile applications in the field of e-commerce digital currencies, community group credit and commercial credit; providing temporary use of online, non-downloadable e-commerce platform to allow users to conduct electronic transactions with digital, virtual currencies, community group credit and commercial credit in a designated online marketplaces via a global computer network; maintenance and updating of computer software and mobile computer software applications for others in the field of e-commerce, digital currencies, community group credit and commercial credit; providing a website featuring non-downloadable software that gives users the ability to create customized currencies, commercial group credit, community credit and trading platforms featuring user-defined and generated information; providing temporary use of online non-downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital currency, virtual currency, community group credit and commercial credit and managing digital currency, virtual currency, community group credit and commercial credit payment and exchange transactions; Computer services, namely, creating an on-line platform for fundraising for creative projects and peer-to-peer lending; Hosting an on-line community website featuring shared communications between community members interested people raising money for creative projects; computer services, namely, providing software interfaces available over a network in order to create a personalized on-line information service; providing a website featuring technology that enables users to conduct secure payment transactions via the internet; All included in class 42