35 Operating a user recognition, identification and authentication system to verify and authenticate an individual's identity; operating a user managed password profile database system; verification of identity, namely, providing authentication of personal identification information; digital signature verification; electronic funds transfer; credit card, debit card and charge card services; transaction verification services; processing charge card, credit card or debit card transactions for others; providing e-wallets and electronic payment services via the internet; maintaining a trustworthiness and credit-worthiness database and selling such reports to others; providing credit reporting data maintained by others; obtaining credit information and other public and personal financial information for use in providing reports on credit risks due to identity theft; providing identity theft insurance underwritten by others; identity theft protection and identity fraud protection services, namely, personal information and financial identity monitoring; fraud resolution assistance, namely, providing advice and consultation in the field of identity theft and data theft; Identity theft and fraud protection services, namely, Internet surveillance of financial and personal information; monitoring the Internet, public records, private and public electronic databases to facilitate the detection and prevention of identity theft and fraud; providing online resources in the field of identity theft protection, namely, information and advice regarding preventing and protecting from identity theft, credit reports and scores, dispute resolution and restoring credit damaged by identity theft; providing a secure interactive website concerning notifications of potential fraud and potential identity theft; fraud detection and prevention services in the field of arranging secure authentication of personal data in requests to open credit, credit card, insurance, loan, and other financial accounts; fraud detection and prevention services in the field of authentication and verification of an individual's identity for person-to-person financial and purchase transactions; providing non-downloadable and cloud based biometric recognition, identification and authentication software; providing non-downloadable and cloud based voice recognition software; providing non-downloadable and cloud based facial recognition software; providing non-downloadable and cloud based gesture recognition software; providing non-downloadable and cloud based fingerprint recognition software; providing non-downloadable and cloud based retinal recognition software; providing non-downloadable and cloud based device recognition software; identification verification services, namely, providing authentication of personal identification information; identification verification services, namely, providing authentication of personal identification information via secure storage and transmitting such information via the Internet; providing authentication, issuance, validation and revocation of digital certificates; advertising and marketing services for others namely, direct and indirect marketing communications, namely, by way of social media, chat rooms, search engine marketing, inquiry marketing, World Wide Web marketing, mobile marketing, blogging and like forms of passive, shareable or viral communication channels; electronic transmission and streaming of social network recordings namely, music, news, blogs, and webcasts for registered users via global computer networks; providing on-line chat rooms and electronic bulletin boards for transmission of messages among users in the field of general interest; providing on-line forums and chat rooms for transmission of messages among users; transmission and distribution of audio and video social network recordings among registered users via a global computer network or the World Wide Web; providing electronic transmission of credit card transaction data and electronic payment data via a global computer network; computer services, namely, creating an on-line community for registered users to participate in discussion, get feedback from their peers, form virtual communities, and engage in social networking; providing a web-site featuring temporary use of non-downloadable software applications allowing users to post and review classifieds, form virtual communities, engage in social networking, and enable photo sharing and transmission of photographic images, online videos and text; computer services in the nature of customized web pages featuring user-defined information, personal profiles and information; operation of a website, namely, a website which provides World Wide Web based introduction and social networking services; providing on-line computer databases and on-line searchable databases in the field of social networking; on-line social networking services; providing a website on the World Wide Web for the purpose of dating and social networking which provides for forums, chat rooms and virtual communities enabling downloading, sharing, and exchange of data, text, photographic images, videos and audio recordings; providing a social networking website at which a user can give charitable gifts to others; membership and subscription services for the purpose of dating, social networking and exchanging personal information; business listings, referral and directory services