36 Consulting and information concerning insurance; Design and development of insurance policies for others; Financial consultancy and insurance consultancy; Financial evaluation for insurance purposes; Financial services, namely, life insurance settlement services; Financial services, namely, providing an investment option available for variable annuity and variable life insurance products; Insurance actuarial services; Insurance and financial information and consultancy services; Insurance consultancy; Insurance consulting in the field of Life insurance; Insurance information; Insurance services, namely, insurance eligibility review and verification and consultation in the Life Insurance industry; Insurance services, namely, providing independent scoring service related to existing medical services in a specific geographic region for insurance evaluation purposes; Providing a website featuring educational information in the field of business insurance; Providing information in insurance matters; Providing information regarding policy rates for all types of insurance and electronic processing of insurance claims and payment data over a web based computer network; Providing insurance premium rate quotes via on-line, telephone and mail means