36 Financial services, namely, financial authentication services, namely, credit and debit card payment services, namely, credit and debit card and payment card services; electronic payment services involving electronic processing and subsequent transmission of bill payment data; credit and debit card payment processing services; payment routing, clearing and settlement services; financial transfer and transaction services, namely, credit card and debit card transaction processing services; financial services, namely, facilitating the approving or declining of credit and debit card transactions; financial services provided with computerized biometric authentication and identification in order to secure transactions and payments of all kinds; financial transaction authentication and verification services, namely, providing secure commercial transactions and payment options; payment services provided via computerized biometric authentication; financial risk management, namely, providing secure commercial transactions and payment options; financial screening, verification services in the nature of credit and debit card verification an business credit verification; data mapping in the financial sector in the nature of compiling and analyzing statistics, data and other sources of information for financial purposes; financial services to combat fraud, namely, fraud reimbursement services in the field of credit card purchases; financial intelligence services; financial reporting; gathering and provision of financial, payment and consumer spend information and advice; banking services; credit card services, debit card services; debit and credit account services; electronic funds transfer services; financial database services; information, advisory and consultancy services relating to all the aforesaid services authentication and checking services in relation to biometric authentication, including in relation to payments or fund transfer, namely, providing secure commercial transactions and payment options