36 Financial services, namely, accepting, processing, managing and reconciling electronic payments and electronic payment transactions via a global computer network; gift card and prepaid card transaction processing services; Electronic transfer of money, namely, providing peer-to-peer money transfer via electronic mail, mobile electronic devices and global and local computer networks; Consumer and money lending services via electronic mail, mobile electronic devices and global and local computer networks; providing information about processing of electronic payment transactions; payment processing services, namely, credit card and debit card transaction processing services that involve issuing and providing receipts for electronic payments and payment transactions for others; Merchant services, namely, payment transaction processing services in the nature of the processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; Payment processing services, namely, processing of financial transactions with a digital wallet that stores customer account information to access coupons, vouchers, special offers, rebates or monetary credit at retailers to make an electronic payment or to obtain loyalty or monetary rewards; Credit card services, namely, managing credit card, debit card, ACH, prepaid cards, payment cards, and other forms of payment transactions via electronic communications networks for business purposes