36 Financial services, namely, enabling transfer of funds in relation to the purchase of products and services offered by others, all via electronic communication networks; clearing and reconciling financial transactions via electronic communication networks; Financial clearing houses; providing a wide variety of payment and financial services, namely, credit card services, issuing credit cards and lines of credit, processing and transmission of bills and payments thereof, payment services, providing guaranteed payment delivery, and money market funds; financial services, namely, enabling donations to be made to charities, all via electronic communication networks; Foreign exchange bureaux; home banking; electronic funds transfer; online banking, telebanking; Insurance services, namely, underwriting, issuing and administration of life insurance; Financial affairs and monetary affairs, namely, financial information, management and analysis services; real estate affairs, namely, real estate agencies; Fraud reimbursement services in the field of credit card purchases