41 Providing education in the fields of risk management, financial regulation and financial risk rendered through correspondence courses; Educational services, namely, arranging and conducting workshops, seminars, and conferences in the fields of risk management, financial regulation, and financial risk and distribution of educational material in connection therewith; educational services, namely, arranging training classes, study groups, review classes, and seminars for businesses and their employees for certification in the fields of risk management, financial regulation, and financial risk and distribution of educational material in connection therewith; providing online non-downloadable video and audio recordings featuring instruction on risk management; Educational services, namely, conducting programs in the fields of risk management, financial regulation, and financial risk; providing non-downloadable educational on-line publications in the nature of articles and books in the fields of risk management, financial regulation and financial risk; on-line educational library services; Publishing of educational books, e-books, digital video, digital audio, and course materials for others