36 Financial and investment services, namely, management and brokerage in the fields of stocks, bonds, options, commodities, futures, mutual funds and other securities, and the investment of funds for others; Financial services-namely, providing lending program plans and underwriting credit life and disability insurance; Insurance and financial management services offered to financial institutions via multiple distribution channels such as direct mail campaigns, in-bound call centers, and the internet with marketing materials describing the insurance and financial products and services provided; Providing financial advisory and consulting services and programs, namely, analysis, advice, and recommendations on personal investment, products, retirement, and life-event planning for financial investment purposes; Financial administration of retirement plans and investment platforms; financial retirement plan consulting; Providing information in the field of finance, financial investments, financial valuations, and retirement planning; Providing a website containing financial and investment data, research, information and product recommendations, information, analysis and predictions in the field of financial service trends; providing an on-line knowledge repository for information relating to financial and investment data, research, product recommendations, analysis and predictions in the field of financial service trends; Financial services, namely, debt deferment or elimination upon occurrence of certain events to borrower such as unemployment, disability, and death whereby the lender may or may not elect to insure the related contractual risk; Life and disability underwriting services, and administration of mechanical breakdown insurance; providing on-line financial services, namely, the ability to access personal accounts, providing financial information via global computer network and internet, and providing on-line financial calculators; providing a web site featuring information in the field of fiduciary due diligence; providing a web site featuring information in the field of financial literacy; insurance and financial services, namely, providing financial advisory services and programs to consumers, namely, analysis, advice, and recommendations on personal insurance and life event planning for financial investment purposes; providing on-line financial services for consumers, namely, the ability to purchase insurance via electronic means and use on-line financial calculators; life and disability insurance underwriting services; life, automobile, homeowner, health insurance brokerage services; financial administration of qualified and non-qualified retirement plans and investment platforms; financial retirement plan consulting; financial services, namely, providing financial advisory services and programs to advisors, employers and their employees, namely, analysis, advice, and recommendations on investment, products, retirement and life-event planning for financial investment purposes; providing online-financial services for advisors, employers and their employees, namely, providing an internet website portal featuring financial information relating to personal accounts, providing financial information via global computer network and internet, and providing on-line financial calculators; providing a web site featuring information in the field of fiduciary due diligence; providing a web site featuring information in the field of financial literacy; life and annuity insurance underwriting; providing on-line financial services for consumers, namely, the ability to access personal accounts, perform on-line trading in the field of stocks, obtain investment brokerage services and purchase of savings bonds and stocks, obtain financial information via electronic means and use on-line financial calculators; providing the issuance and management of stock certificates backed by loan portfolios which are subsequently managed to insure the integrity of the certificates to consumers; providing financial advisory services and programs to consumers, namely, analysis, advice, and recommendations on personal investment, products, retirement, and life-event planning for financial investment purposes; providing on-line financial services for consumers, namely, the ability to access personal accounts, perform on-line trading in the field of stocks, obtain investment brokerage services and purchase of savings bonds and stocks, obtain financial information via electronic means and use on-line financial calculators; Providing property and casualty insurance underwriting, insurance brokerage, insurance consultation and financial risk management solutions