10 Delivery apparatus for personal lubricants and creams, namely, applicators for personal lubricants and creams sold empty, refillable applicators for personal lubricants and creams sold empty, applicators with replaceable cartridges for personal lubricants and creams sold empty, replacement cartridges for applicators sold empty, condoms featuring an applicator tip for the delivery of personal lubricants, and applicator tips for the delivery of personal lubricants and creams