36 Agencies for collecting electric power utility payments; Agencies for collecting gas utility payments; Banking and financing services; Bill consolidation services; Bill payment services; Bill payment services provided through a website; Cash and foreign exchange transactions; Cash management; Cash replacement rendered by credit card; Credit and cash card services; Credit card and debit card services; Credit card and payment card services; Electronic cash transactions; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Electronic credit card transactions; Electronic debit transactions; Electronic funds transfer; Electronic transfer of funds; Electronic transfers of money; Financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network; Financial transaction services, namely, providing secure commercial transactions and payment options; Foreign exchange bureaux; Insurance agency and brokerage; Issuance of credit cards; Issuance of tokens of value; Money exchange services; Money order services; Money transfer; On-line banking services; On-line cash account services; Online, real-time tax payment processing, tax payment financial management, and tax payment financial analysis services; Pre-paid purchase card services, namely, processing electronic payments through pre-paid cards; Prepaid card services in the nature of making payment for adding airtime to prepaid or pay-as-you-go wireless services; Processing electronic payments made through prepaid cards; Providing cash and other rebates for credit card use as part of a customer loyalty program; Stored value prepaid card services, namely, processing electronic payments made through prepaid cards; Tax payment processing services