36 Financial services, namely, financial consulting services; banking services; monetary transfer, namely, acquisition and transfer of monetary claims; [ bill payment services; ] automated banking services; [ home banking; ] Internet banking; [ savings account services; ] bill payment and credit agency services; [ credit card, debit card, charge card, cash card and bank credit and debit card services; ] cash management; [ safe deposit box services; bankers' clearing services in the nature of financial clearing houses; ] accounts payable debiting services; [ maintaining escrow accounts for investments; check cashing services; ] credit brokerage; [ automatic cash dispensing services, namely, automatic teller machine services; insurance services, namely, insurance brokerage and agency services in the field of credit insurance, life insurance, home insurance and medical insurance; ] financing of loans; security services, namely, guaranteeing loans; financial investment services in the field of securities and real estate securities; capital investment services; trustee services in the nature of estate trust management; financial management services; agencies in the field of bonds and other securities; brokerage of shares and other securities; financial consultation services; investment advice; financial guarantee services, namely, surety services; financial analysis; financial information services; financial research services; financing services, namely, securing funds for others; financial advisory services; financial services for the provision and purchase of financial and/or credit information, in the nature of credit reporting services, financial information processing, and financial analysis and consultation; administration of financial affairs, namely, financial administration of retirement plans; computerized financial services in the nature of financial portfolio management services for others, providing bank account information online, securities trading for others via the Internet, and electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; advice and inquiries regarding credit; financial services for the provision of credit in the nature of issuing letters of credit and providing credit agency services for businesses and individuals; banking services in the nature of acceptance of deposits; [ cash flow services, namely, providing notes at a discounted rate in return for ownership of the note; ] commercial paper transactions, namely, domestic remittance, liability guarantee, acceptance of bills, lending securities, acquisition and transfer of monetary claims; trustee service, namely, trust management accounts; trusteeship of money, namely, estate trust management; brokerage of futures contracts; [ trusteeship of securities, monetary claims, personal property, land, rights on land fixture, surface rights and land leasing rights; monetary exchange, foreign currency exchange transactions, currency exchange services, travelers check issuance services; ] issuance of letters of credit; agencies or brokerage for securities trading, index futures, securities options, overseas market securities futures; underwriting securities, selling securities, handling subscriptions and offerings of securities, providing stock market information, [ life insurance brokerage, life insurance underwriting, agencies for non-life insurance, claim adjustment for non-life insurance, marine insurance underwriting, insurance actuarial services; mortgage services, namely, buyer pre-qualification of mortgages for mortgage brokers and banks; advisory, consultancy and information services relating to all of the aforesaid services ]