36 Banking; Financial services, namely, commercial and consumer lending and financing services, electronic fund transfer and transaction services, electronic debit transactions, digital check depositing, electronic cash transactions, electronic debit card transactions, electronic check processing and electronic transmission of bill payment data, credit card services, commercial and consumer checking account services, cash management, certificates of deposit and savings account services, financial advisory and planning services, financial information services, foreign currency exchange services, trust management services; mortgages, namely, mortgage lending and financing services; mutual fund investment; electronic payment, namely, electronic processing and transmission of bill payment data