9 Computer software, namely, software applications and software development tools that enable and facilitate electronic payments via a mobile phone, laptop, tablet or other portable electronic device; computer software, namely, software applications, and software development tools, for making and processing payments for online, in-store, in person, mail order and telephone order transactions via mobile phones, laptops, tablets and other portable electronic devices; Computer software applications that facilitate and process credit cards, debit cards and gift cards payments and payments made via a user's bank account, and enables a user to split payments between and among multiple individuals, and to request payment from other individuals; Computer software application that facilitates signing into and logging onto websites via mobile phone, laptop, tablet or other portable electronic device; Computer software applications for order management and tracking, order transaction processing, payment transactions, payment processing, payment requests, and tracking, managing and reporting on the status of product shipments; computer software applications for enabling, facilitating, operating, and managing customer relations and loyalty programs, commercial evaluation, and consumer analytics; computer software for consumer identification, verification and authentication, fraud detection and protection, charge back protection, and tokenization; computer software applications for use in collecting, storing, analyzing, and providing data and information regarding electronic payment transactions, and consumer shopping behavior and preferences; Computer software for creating, maintaining and updating online searchable databases regarding products and services of others based on consumer profile and shopping habits, and for making recommendations regarding future purchases based on the profiles and shopping habits; Downloadable software for use in advertising over mobile devices, a global computer network and wireless communications networks; Downloadable software that allows users to consolidate and manage accounts and connect to existing and emerging application programming interfaces (APIs) for making and accepting mobile payments