9 Information carriers in the nature of data storage devices and digital recording media, namely, electronic chip cards and magnetically encoded cards, namely, prepaid telephone calling cards, bank credit and debit cards, identification cards, access control cards in the nature of key cards, cards for use in connection with making electronic payments for goods and services, cards for electronically transferring money and making financial transactions, cards acting as stored-value cards to make payments for public transit and vehicle tolls, cards to function as electronic admission tickets to events, cards to function as tickets for transportation services, blank chip cards, cards for storing health insurance information, tachograph cards, namely, cards for recording a vehicle's speed and distance, encoded electronic chip cards for use in operating mobile phones; software for operational management of chip cards and magnetically encoded cards; electronic chip cards and magnetically encoded cards containing software for operating system programs for identity cards, for storing data and for conducting transactions in banking and healthcare settings; data processing units and operating software for encryption and decryption; electronic chip card readers; electronic chip cards for controlling access to designated spatial areas; electronic chip cards for controlling access to computer networks and data; electronic chip cards for use in controlling and restricting access privileges of computer networks and data; integrated circuits; computer hardware and software for creating, managing and processing bill statements, namely, pre-paid and post-paid statements, statements for telecommunication services in the nature of voice communication and data transmission, and transmitting real-time billing statements to online shoppers, and for managing coupon processing, and for the operational management of mobile telecommunication devices, namely, providing verification of user identity