36 Providing an interactive website for users to organize and conduct fundraising events to raise money for creative projects; Providing fundraising services for others via a global computer network; Financial services, namely, virtual currency lending; providing electronic transfer of currency for use by members of an on-line community via a global computer network; currency exchange services; on-line real-time currency trading; currency management, namely, facilitating transfers of electronic cash equivalents; commercial lending services and peer-to-peer consumer lending services; currency exchange transaction services; currency transfer services; conducting financial exchange transactions for others; electronic funds transfer, namely, transmission of virtual currency and digital currency via electronic communication networks, computer terminals and electronic devices; information services in the nature of providing information relating to consumer credit, community credit and commercial credit reporting provided via a global computer network; providing an on-line computer database in the fields of consumer credit, community credit and commercial credit and lending; Payment processing services, namely, providing secure processing of payments on mobile devices, mobile phones, handheld devices, tablets, and computers; providing secure electronic payment acceptance and processing services to customers, merchants, restaurants, retail stores, commercial product, service providers; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device, mobile phones, handheld devices, tablets and computers; payment processing services, namely, processing electronic payments made through virtual currencies, community credit and virtual credit and electronic funds transfer, namely, transferring virtual currencies, community credit and virtual credit to and from others