9 Communication software for providing access to the Internet; communications software for connecting computer network users on any intranet and internet to personal devices and allowing secure transaction authorization via authorized users and machines; computer application software for transaction authorization using any electronic device, discrete or embedded, namely, electronic smart tattoos, implanted electronics in the nature of a biometric identification apparatus, and handheld devices in the nature of mobile phones, wearable electronics, namely, smart rings, smart glasses, smart watches, and traditional computing devices, namely, personal computers, notebooks, tablet computers, phones, netbooks; other portable computers, computer peripherals; personal digital assistants; embedded computing and communication devices, namely, wearable digital electronics devices comprised primarily of software and display screens for viewing, sending and receiving texts, emails, data and information from smart phones, tablet computers and portable computers and also featuring a wristwatch, lapel pin or wristband; computer and telecommunications networking hardware and software for monitoring and alerting remote sensor status via the Internet; computer, Internet and Intranet servers; computer network adapters, switches, routers and hubs; wireless and wired modems and communication cards and devices, namely, encoded identity cards and wireless communication devices for voice, data or image transmission; appliances and consumer electronic devices, namely, televisions, digital music players, mp3 players, stereos, cd players, audio and video recorders, DVD burners, DVD players, DVD recorders, creators in the nature of DVD drives, DVD burners, personal digital devices in the nature of personal digital assistants, VCR's, digital cameras and digital video recorders, cellular phones, home theater products in the nature of LCD, video game programs, audio drivers, video drivers, video cameras; software for monitoring, authorizing cyber transactions for intranet and internet transactions and aggregating transactions and associated response by authorized approvers; computer communications software to allow customers to access bank account information and transact bank business; computer software and hardware for providing peace of mind to users and businesses enabling security as a service (SECaaS) to protect identity of users and ensure security and integrity of their transactions in private, financial, health, information technology, email services and general business transactions by putting users in control of policies and protecting them against cybercrime