36 Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; financial services, namely, credit card and debit card transaction processing services; clearing and reconciling financial transactions via the Internet; electronic payment processing services; payment services, namely, transmission of bills and payments thereof via the Internet; electronic funds transfer services; financial services, namely, providing an online global exchange in the nature of virtual currencies for trading and transacting; banking services; savings account services; electronic banking services; money transmission services, namely, currency transfer services; foreign currency services, namely, foreign exchange information services and foreign exchange transactions; telephone, mobile phone and computer banking services; checking account services; checking account services, namely, check clearing services; certificate of deposit account services; cash management, namely, facilitating and tracking transfers of electronic cash equivalents; providing trading and investment services for a virtual currency; computerized financial data services, namely, transaction authorization and settlement services; electronic commerce payment processing services, namely, processing electronic payments made through prepaid cards and electronic accounts via a global computer network; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, discounts, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a global computer network; payment gateway services, namely, authorizing and processing secure, real-time and recurring payments made via credit cards; mobile payment services, namely, processing electronic funds transfer via mobile computing devices