36 providing real estate valuation and appraisal services; collateral assessment services; providing loan prepayment and default predictive models to financial institutions, financial service providers and investors to price, fund, trade and hedge mortgages, mortgage backed securities and collateralized mortgage obligations; providing fixed-income analytical services and portfolio management analytical services to financial institutions, financial service providers and investors to price, fund, trade and hedge mortgages, mortgage backed securities and collateralized mortgage obligations; providing financial due diligence to financial institutions, financial service providers and investors to price, fund, trade and hedge mortgages, mortgage backed securities and collateralized mortgage obligations and providing a non-agency collateralized mortgage obligation loan level database to financial institutions, financial service providers and investors to price, fund, trade and hedge mortgages, mortgage backed securities and collateralized mortgage obligations; financial services, namely, providing income verification and financial services, namely, detection and assessment of loan risk in the fields of mortgage lending and investing; providing information in the field of real estate via the Internet; providing financial information for use by investors and professionals in the mortgage, banking and investment industries to evaluate loan default risk, loan prepayment propensities and the value of mortgages, home equity loans, home equity lines of credit and similar forms of credit and related securities based upon public records, property valuations and analytic and statistic modeling for prepayment, default, delinquency, loss, property valuation and fraud rates and behavior; providing information in the field of loan transactions by means of a global computer network; providing a database of information about residential real estate listings in different neighborhoods and communities for sale, rent and lease, for use by real estate professionals; multi-listing services for the sale, purchase, rental and leasing of real estate; financial services, namely, mortgage analysis featuring estimates of local lending rates for mortgages and closing rates for real estate sales, loan amortization, investment and price analyses; real estate database featuring new and updated real estate listings; mortgage services, namely, buyer pre-qualification of mortgages for mortgage brokers and banks; electronic loan origination services