41 Educational services, namely, providing classes, seminars, and workshops in the fields of pensions and retirement income, and the distribution of course materials in connection therewith; organizing and conducting educational conferences, seminars, and webcasts in the fields of pensions and retirement income, and the distribution of course materials in connection therewith; non-downloadable electronic publications in the nature of books, newsletters, magazines, study guides, brochures, pamphlets, journals, and reports in the fields of pensions and retirement income