36 Acceptance of deposits including substitute bond issuance and acceptance of fixed interval installment deposits; financial and banking services, namely, lending of funds and discount of bills; domestic exchange settlement; securities lending; acquisition or transfer of monetary claims; safety deposit box services, namely, safekeeping of valuables including securities and precious metals; financial exchange, namely, money exchange; trusteeship of financial futures contracts; agencies for bond subscriptions; financial exchange, namely, foreign monetary exchange transactions; letter-of-credit related services, namely, issuing letters of credit for others, advising issuance of letters of credit to beneficiary, confirming letters of credit, paying funds against letters of credit; brokerage for hire purchase, namely, mortgage brokerage; credit card services, namely, settling charged prices on behalf of a credit card user; providing information on finance; issue of tokens of value; agencies for collecting gas or electric power utility payments; agencies for other collection, namely, debt recovery and collection agencies; financial services in the nature of trading of securities, securities index futures, securities options, and overseas market securities futures for others; security brokerage of domestic and overseas securities; securities underwriting; securities offering, namely, secondary offering of securities; transaction of securities subscription or offering, namely, handling of offering or secondary offering of securities; investment advice, namely, advice made orally, in writing and by any other method based on an investment counselor contract on securities and advice and investment made for a client based on a discretionary investment agreement; providing stock market information; brokerage houses in the field of futures, namely, agencies for commodity futures trading; administration and management of employee pension plans; life insurance brokerage; life insurance underwriting; agencies for non-life insurance, namely, agencies for fire insurance underwriting, agencies for accident insurance underwriting, agencies for medical insurance underwriting, agencies for marine insurance underwriting; claim adjustment for non-life insurance; non-life insurance underwriting, namely, medical, accident, fire and marine insurance underwriting; providing insurance premium rate computing information; real estate management, namely, management of buildings; real estate agencies; appraisal or evaluation of buildings or land; leasing of real property; antique appraisal; art appraisal; precious stone appraisal; credit inquiry and consultation, namely, company credit investigation; charitable fund raising; venture capital financing services, namely, investment in and financing to unquoted companies; agencies for loans, namely, loan financing services; estate trust management; providing financial advice on investment related to securities; providing loans financing secured by bond collateral; trust services, namely, investment and trust company services; providing research grants for research in the field of maintaining and promoting health by using magnetism; automated teller machine services; credit card services; cash card services; financial analysis and consultation; financial management; financial exchange, namely, monetary exchange transactions provided by electronic means; financial information provided by electronic means