36 Financial services; provision of credit risk, financial and asset information and reports; credit scoring and risk assessment services; information provision, advice, research, appraisal, analysis, credit enquiry and consultation in relation to the aforementioned services; assembling credit information on individuals and companies and providing credit reports; credit bureau services; provision of credit risk information; credit scoring, decision support and risk assessment services; credit, financial and asset equity report services including the provision of insolvency reports, comprehensive credit reports, credit and financial risk reports, financial health assessment, bankruptcy searches, bank opinions; provision of information relating to financial data, property summary data, property equity data, bankruptcy data, risk analysis and financial health assessment; electronic processing services relating to credit approval including the provision of credit, financial and asset reports